Natural Cream by Benjamin Moore OC-14: A Complete Color Review

Daniel Hartman
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Are you searching for the perfect neutral paint color that works in nearly any room? Natural Cream Benjamin Moore OC-14 might be exactly what you need. This soft, warm greige has become one of the most popular choices for homeowners, interior designers, and DIY painters who want a versatile color that feels both cozy and fresh.

Natural Cream strikes a beautiful balance—it’s not too beige, not too gray, and definitely not boring. In this complete guide, we’ll explore everything about Natural Cream OC-14, including its undertones, light reflectance value (LRV), the best rooms to use it in, perfect trim pairings, and expert tips to help you decide if this color belongs in your home.

What Color Is Natural Cream OC-14?

A living room featuring beige walls and elegant white furniture, creating a bright and inviting atmosphere.

Natural Cream Benjamin Moore OC-14 is a warm greige paint color that beautifully blends soft beige with gentle gray tones. Think of it as the perfect middle ground between cream and gray—not too yellow, not too cold. This color gives walls a soft, creamy appearance that feels soothing and welcoming without overwhelming a space. Natural Cream belongs to the greige family, which combines the warmth of beige with the modern sophistication of gray.

Why is Natural Cream trending? In recent years, homeowners have moved away from stark whites and heavy beiges toward more balanced neutrals. Natural Cream delivers that “just right” feeling—warm enough to feel inviting but neutral enough to work with almost any décor style.

Natural Cream LRV Explained

The Light Reflectance Value (LRV) of Natural Cream is 64.78. But what does that number actually mean for your walls?

LRV measures how much light a paint color reflects, on a scale from 0 (pure black) to 100 (pure white). With an LRV of 64.78, Natural Cream sits comfortably in the medium-light range. This means it reflects a good amount of light, making rooms feel bright and airy without being blindingly white.

How Natural Cream Looks in Different Lighting:

Three images of a living room showcasing different color schemes: warm tones, cool tones, and neutral shades.

  • Rooms with lots of natural light: Natural Cream looks soft and creamy, with its warm undertones coming through beautifully
  • Rooms with limited light: The color maintains its brightness but may lean slightly more gray
  • North-facing rooms: Expect cooler, more subdued tones with the gray showing more
  • South-facing rooms: The warmth really shines here, giving walls a gentle, creamy glow

Undertones of Natural Cream: What You Need to Know

Understanding undertones is key to choosing the right paint color. Natural Cream has soft beige undertones with muted gray and very subtle green-gray hints. These undertones work together to create a color that shifts gently throughout the day.

How Undertones Change With Lighting:

North-facing light: In rooms that face north, Natural Cream appears cooler and more gray. The green undertones might become slightly more visible in this lighting, giving the color a soft, muted quality.

South-facing light: This is where Natural Cream truly shines. The abundant warm light brings out the creamy beige tones, making the color feel cozy and inviting. The gray takes a backseat, and the overall effect is warmer.

Evening and artificial light: Under warm LED or incandescent bulbs, Natural Cream leans warmer and creamier. It maintains its gentle nature without turning yellow or dingy.

Common Misconceptions About Natural Cream:

Many people worry that Natural Cream will turn yellow over time or look too beige. The truth is, Natural Cream is carefully balanced to avoid that dated, yellow-beige look. The gray undertones keep it modern and fresh. Another misconception is that it’s too plain—but Natural Cream actually has beautiful depth that becomes more apparent when you live with it.

Is Natural Cream Warm or Cool?

Let’s answer this question directly: Natural Cream is a warm neutral, but not overly warm. It sits beautifully in the middle of the temperature scale.

Compared to classic cream colors (which lean yellow and very warm), Natural Cream is more subdued and sophisticated. Compared to classic greige colors (which can sometimes feel cold), Natural Cream tips slightly warmer. This makes it incredibly versatile—it can work with both warm and cool accent colors, wood tones, and metal finishes.

If you’re looking for a neutral that won’t clash with your existing furniture or future décor changes, Natural Cream’s balanced warmth makes it an excellent choice.

Real Room Uses: Where Natural Cream Works Best

Natural Cream is incredibly versatile, but certain rooms really showcase its best qualities. Let’s explore where this beautiful neutral shines.

Living Rooms

A cozy living room with warm tan walls complemented by stylish white furniture, enhancing the space's openness.

Natural Cream creates the perfect backdrop for living spaces where you want to relax and entertain. The color pairs beautifully with natural wood furniture, leather sofas, and stone fireplace surrounds. It works especially well in living rooms because it’s neutral enough to let your artwork, rugs, and throw pillows take center stage.

The warm undertones make the space feel cozy without being heavy. If your living room has large windows and good natural light, Natural Cream will look soft and creamy throughout the day. For living rooms with less light, consider adding warm-toned lamps to bring out the best in this color.

Bedrooms

A calming bedroom with soft neutral tones and a crisp white bed as the focal point.

Bedrooms painted in Natural Cream feel calm, clean, and incredibly peaceful. This is the kind of color that helps you unwind at the end of a long day. The soft, neutral tone works beautifully with white or cream bedding, creating a hotel-like atmosphere in your own home.

Natural Cream is gentle enough for bedrooms because it doesn’t have jarring undertones that might bother you when you’re trying to relax. Pair it with soft textures like linen curtains, woven baskets, and wood nightstands for a serene retreat.

Kitchen Cabinets

A stylish kitchen with a white island complemented by wooden stools for seating.

Natural Cream works wonderfully in kitchens, both on walls and cabinets. When used on kitchen cabinets, it creates a warm, inviting look that’s much more interesting than plain white but still feels clean and fresh.

This color pairs beautifully with:

  • Black or oil-rubbed bronze hardware
  • Marble or quartz countertops (especially white with gray veining)
  • Stainless steel appliances
  • Light wood or gray floors

The mid-range LRV means Natural Cream cabinets won’t show dirt as easily as bright white but still keep the kitchen feeling light and open.

Also read our post: For a different kitchen color inspiration, check out our guide on Saybrook Sage Benjamin Moore HC-114, which offers a beautiful soft green alternative for kitchen spaces.

Hallways and Whole Home Color

A hallway featuring bright yellow walls and polished wooden floors, creating a warm and inviting atmosphere.

One of Natural Cream’s biggest advantages is how well it flows from room to room. Many homeowners choose it as their whole-home color because it provides continuity without feeling boring or monotonous.

In hallways, Natural Cream is particularly effective because:

  • It doesn’t make narrow spaces feel cramped
  • It reflects enough light to keep hallways from feeling dark
  • It provides a neutral backdrop that connects different rooms

Using Natural Cream throughout your home creates a cohesive look that makes your space feel larger and more intentional.

Exteriors

A yellow house featuring black shutters and white trim, set against a clear blue sky.

While Natural Cream is primarily used indoors, some homeowners choose it for exterior siding or trim. On exteriors, be aware that the subtle green undertones can become more apparent in natural outdoor light. This isn’t necessarily a problem—it can look quite beautiful—but it’s worth testing first.

Natural Cream works well on exteriors when paired with crisp white trim and dark accents like black shutters or a deep charcoal front door.

Best Trim Colors to Pair With Natural Cream

Choosing the right trim color is just as important as choosing your wall color. Natural Cream works best with certain whites and neutrals.

Top Trim Color Recommendations:

  1. Benjamin Moore Chantilly Lace (OC-65) This is a soft, warm white that complements Natural Cream perfectly without creating too much contrast. Chantilly Lace has a similar warm undertone that harmonizes beautifully.
  2. Benjamin Moore White Dove (OC-17) White Dove is slightly creamier than Chantilly Lace and creates a more subtle contrast with Natural Cream walls. This combination feels cohesive and gentle.
  3. Benjamin Moore Simply White (OC-117) For those who want a bit more brightness and contrast, Simply White is a clean, crisp option that makes Natural Cream walls stand out while still feeling warm.
  4. Benjamin Moore Decorators White (OC-149) This is the brightest option on our list. Decorators White creates beautiful contrast and makes Natural Cream walls look even softer by comparison.
  5. Benjamin Moore Swiss Coffee (OC-45) If you want very little contrast, Swiss Coffee is close to Natural Cream but slightly lighter and creamier. This creates a tone-on-tone look that’s sophisticated and subtle.

Whites to Avoid:

Stay away from whites with blue or cool gray undertones (like Benjamin Moore Paper White or Super White). These will clash with Natural Cream’s warm base and create an awkward, disjointed look.

Recommended Sheen Levels:

  • Walls: Eggshell or matte finish
  • Trim: Semi-gloss or satin finish
  • Cabinets: Satin finish

Coordinating Colors and Palette Ideas

Natural Cream is the perfect foundation for building beautiful color palettes. Here are several approaches depending on your style.

Neutral Palette (Classic and Timeless)

Create a serene, sophisticated space by layering Natural Cream with other neutrals:

  • Soft whites for trim and ceilings
  • Warm taupe for accent walls or furniture
  • Light wood tones in oak or maple
  • Creamy beige in textiles and rugs

This palette works beautifully in traditional, transitional, and Scandinavian-style homes.

Contrast Palette (Bold and Modern)

Make Natural Cream walls pop by adding dramatic dark colors:

  • Charcoal gray for accent walls or built-ins
  • Matte black for window frames, doors, and hardware
  • Deep forest green for dining room accent or library shelves
  • Navy blue for bedroom accent wall or bathroom vanity

Looking for a beautiful dark color to pair with Natural Cream? Our detailed review of Benjamin Moore Hale Navy shows how this stunning navy creates gorgeous contrast with warm neutrals.

Soft Color Palette (Gentle and Inviting)

Add subtle color while keeping the overall feel calm:

  • Sage green for bedroom accent walls or cabinets
  • Dusty blue for bathroom or nursery
  • Warm blush pink for bedroom textiles
  • Soft terracotta for throw pillows and accessories

These gentle colors complement Natural Cream’s warm undertones without overwhelming the space.

Similar Colors vs. Natural Cream

Wondering how Natural Cream compares to other popular neutrals? Here’s a helpful breakdown.

Benjamin Moore Pale Oak (OC-20)

Similarities: Both are warm greiges with balanced undertones 

Differences: Pale Oak is slightly lighter (LRV 69.82) and leans more gray 

Best for: Pale Oak works better in very bright rooms where you want more gray; Natural Cream is better for rooms needing warmth

Benjamin Moore Balboa Mist (OC-27)

Similarities: Both are greige colors that work as whole-home neutrals 

Differences: Balboa Mist is cooler and has stronger gray undertones (LRV 64.54) 

Best for: Balboa Mist suits modern, contemporary spaces; Natural Cream fits traditional and transitional better

Benjamin Moore Edgecomb Gray (HC-173)

Similarities: Warm neutrals that avoid looking too beige 

Differences: Edgecomb Gray is warmer and beigier (LRV 63.88) 

Best for: Edgecomb Gray works in homes with warm wood tones; Natural Cream offers more versatility

Sherwin Williams Accessible Beige (SW 7036)

Similarities: Both are popular, warm neutrals with gray influences Differences: Accessible Beige is warmer and more definitively beige (LRV 58) Best for: Accessible Beige in traditional, warm-toned homes; Natural Cream in spaces wanting more modern neutrality

Color

LRV

Warmth Level

Best Room Type

Natural Cream

64.78

Medium-Warm

Any room, especially bedrooms and living areas

Pale Oak

69.82

Medium

Bright, well-lit spaces

Balboa Mist

64.54

Cool-Medium

Modern, minimalist rooms

Edgecomb Gray

63.88

Warm

Traditional homes with wood tones

Accessible Beige

58

Very Warm

Cozy, traditional spaces

For more neutral inspiration: Check out our comprehensive review of Benjamin Moore Classic Gray OC-23, another beautiful option if you’re considering cooler-toned neutrals.

Pros and Cons of Natural Cream OC-14

Every paint color has strengths and potential drawbacks. Here’s an honest look at Natural Cream.

Pros:

Versatility: Works in almost any room and with most décor styles Warmth: Creates a cozy feeling without being too yellow or beige Light-Reflecting: The mid-range LRV keeps rooms feeling bright Timeless: Won’t look dated in a few years like trendy colors might Easy to Decorate: Complements both warm and cool accent colors Great Whole-Home Color: Flows beautifully from room to room Hides Imperfections: Better than bright whites at hiding wall flaws

Cons:

Subtle Green Undertones: In certain lighting (especially north-facing rooms), green-gray tones can appear, which some people don’t prefer Not for Color Lovers: If you want bold, dramatic walls, Natural Cream might feel too safe Can Feel Flat: In rooms with very little natural light and no contrasting elements, it might lack visual interest Not Truly Neutral: While called a neutral, its warm lean means it won’t work with every single color scheme Requires Good Trim Contrast: Works best with bright white trim; similar-toned trim can make it look muddy

Should You Use Natural Cream in Your Home?

Natural Cream is ideal for you if:

  • You want a neutral that feels warm and inviting but not dated
  • You’re painting multiple rooms and want color continuity
  • You appreciate subtle, sophisticated colors over bold statements
  • Your home has a mix of warm and cool elements (wood floors, gray furniture, etc.)
  • You want a color that won’t clash with changing décor over the years
  • You’re looking for something more interesting than white but not as bold as color

Natural Cream might NOT be for you if:

  • You prefer cooler, crisper neutrals with no warm undertones
  • You’re concerned about any hint of green in your walls
  • You want stark, modern white walls
  • Your home has very limited natural light and you want maximum brightness

The best candidates for Natural Cream are homeowners who describe their ideal paint color as “a color that never looks too warm or too gray”—that’s exactly what Natural Cream delivers.

How to Sample Natural Cream Correctly

Never commit to a paint color without testing it first. Here’s how to sample Natural Cream properly:

Step 1: Get Large Samples

Order peel-and-stick samples (like Samplize) or paint at least two large poster boards with Natural Cream. Small paint chips from the store don’t give you enough information.

Step 2: Test on Multiple Walls

Paint affects walls differently depending on which direction they face. Test Natural Cream on at least two different walls—ideally one that gets morning light and one that gets afternoon light.

Step 3: Observe Throughout the Day

Look at your samples in the morning, midday, and evening. Notice how the color changes. Does it look too gray in the morning? Too warm at sunset? This tells you how you’ll experience the color every day.

Step 4: Compare With Trim and Flooring

Hold your samples next to your existing trim color and flooring. Do they work together? Natural Cream should complement, not clash.

Step 5: Live With It for Several Days

Don’t make a quick decision. Look at the samples for at least three to five days in different weather conditions (sunny, cloudy, rainy). This gives you a true sense of the color’s behavior.

Pro Tip:

Sample Natural Cream next to 1-2 other colors you’re considering (like Pale Oak or Edgecomb Gray). Comparing them side by side makes the differences much clearer.

Conclusion

Natural Cream Benjamin Moore OC-14 stands out as one of the most versatile and beautiful warm neutral paint colors available today. Its balanced greige tone, mid-range LRV of 64.78, and subtle undertones make it work beautifully in living rooms, bedrooms, kitchens, and even as a whole-home color. While it leans slightly warm, Natural Cream avoids the dated yellow-beige look and instead offers a sophisticated, modern neutral that complements almost any décor style.

Whether you’re renovating your entire home or just refreshing one room, Natural Cream provides the perfect backdrop for your life. It’s warm enough to feel cozy, neutral enough to be versatile, and timeless enough to love for years to come. If you’re searching for that “just right” neutral that works with everything, Natural Cream Benjamin Moore OC-14 deserves serious consideration.

For more paint color inspiration: Don’t miss our review of Benjamin Moore October Mist 1495, a beautiful soft gray-blue option if you’re considering cooler-toned alternatives.

Frequently Asked Questions

Does Natural Cream work well with different flooring types?

Yes. It pairs softly with light oak, contrasts beautifully with dark woods, harmonizes with gray floors, and works with most tile colors. Very flexible for mixed flooring homes.

Will Natural Cream look good with colored furniture like green, blue, or terracotta?

Absolutely. Green feels harmonious, blue pops without clashing, and terracotta looks warm and earthy. Natural Cream lets colorful pieces stand out.

Is Natural Cream suitable for rental properties?

Yes—it’s universally appealing, hides small imperfections better than white, needs fewer touch-ups, and works with any tenant’s décor. Ideal for both landlords and renters.

Does Natural Cream work with modern styles like Scandinavian, organic modern, or Japandi?

Yes. It’s warm and minimal enough for Scandinavian, perfect for natural textures in organic modern, and aligns beautifully with Japandi’s calm, simple aesthetic.

How does Natural Cream compare to off-whites in small rooms?

It adds warmth and depth without feeling heavy. Off-whites can look stark; Natural Cream feels cozier, still bright enough, and more inviting in low-light small rooms.

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